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Credit Reports A credit report will help us to see what has been reported on your credit history. This is a very important piece of the puzzle. Credit reports are not perfect but are a critical part of the lending decision and are a large factor in the pricing of your mortgage. Your lender and entire “Buying A Home” team will work together to assist you in the event that there are challenges with your credit report. While we work with a number of credit reporting companies we do very much appreciate xxxxxxxxxx as they have helped to sponsor this educational website for your benefit. Our experience with them is that if there are any mistakes, they will work quickly with us to get it corrected. In today’s economy almost no one has a perfect credit report. There are often situations beyond our control which cause us to have challenges in the area of credit. These challenges can affect our ability to buy the home of our dreams. Depending on what those challenges are, there are times that we will need to work with a credit repair agency to assist in cleaning up one’s credit report. If this is the case, it’s not a big deal, and xxxxxx credit repair agency are experts in helping to do this. It will take a little time and costs upfront but in the end, it will be worth it and will actually save you money in the long term.
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